What if the Insurance Carrier Offers Me Less Than What My Car is Worth?

A totaled vehicle brings with it a certain amount of stress.  The good news is that total vehicle losses are pretty rare and we hope that you don’t ever have to experience it.  In the event that you do, here are some tips from our years of assisting clients through this process. Every insurance carrier pays vehicle losses based on actual cash value, or ACV. ... Read Article

Special Discounts for Teachers and First Responders (EMTs, Police, and Fire Department) in NH

As a local Trusted Choice agency, we represent over 20 different insurance carriers and each one offers something special. One of our favorite carriers, Ohio Mutual Insurance Company, offers an 8% discount for people that are teachers or 1st responders (EMTs, Police, or Fire Department). Just another way our wonderful compliment of carriers helps clients in our community. Thank you for your service! March 24th,... Read Article

Ice Dams and Your Home Insurance Coverage

If you own a property with a roof on it, please pay attention…or forward this memo to someone you know that does own property.  February is setting up very similar to the winter of 2014/2015 when we experienced record snowfall in the month of February 2015.  One obvious difference was that February 2015 was one of the coldest Februarys on record thanks to the Polar Vortex from... Read Article

How Much Did You Save?

Insurance is likely one of the most competitive and hotly advertised things we use. The only thing you get more junk mail for is political campaigns, otherwise insurance advertising relentless. Save $0, 15%, in under 7 minutes, whatever…some commercials are even very funny.   Fortified Insurance agency represents over 20 insurance carriers. When we shop our carriers we are providing insurance quotes that are a... Read Article

Don’t Let the Dealer Tell You They’re Adding Your New Car to Your Policy…

Don’t Let the Dealer Tell You They’re Adding Your New Car to Your Policy… PSA of the day! When you purchase a new/used vehicle and the dealer tells you that someone from the dealership will call the office to get it covered…don’t believe for a second! First, they are not you…they don’t have any authority …to make a change to your policy. If we learn... Read Article