Standard vs. Hybrid Life Insurance: Which Is Better?
Posted: October 22, 2021
Standard vs. Hybrid Life Insurance: Which Is Better?Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...
A Savvy Business Owner’s Checklist for Cyber Insurance Coverage
Posted: October 19, 2021
A Savvy Business Owner’s Checklist for Cyber Insurance CoverageAny business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers. Cyber insurance may be essential for a business of any size. The following...
Millennials and Home Insurance
Posted: October 16, 2021
Millennials and Home InsuranceMore millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...
Don’t Let These Common Myths Scare You Away from Life Insurance
Posted: October 7, 2021
Don’t Let These Common Myths Scare You Away from Life InsuranceMost people need life insurance. Not having it could be devastating to your family’s financial future in case the worst should happen. Life insurance is a complex, frequently misunderstood subject, surrounded by a multitude of myths. These myths can be dangerous if they scare you away from purchasing the life insurance coverage you need. Common Life Insurance Myths Debunked If You Are Young and Single,...
Do I Need Business Insurance for My Side Gig?
Posted: October 4, 2021
Do I Need Business Insurance for My Side Gig?A side gig is a great way to earn extra cash. It is an opportunity to branch out on your own, and it could even grow into a full-time business that allows you to “quit your day job.” One thing to keep in mind while running a side hustle is the importance of protecting your business and yourself in case something goes wrong. To be...