Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Someone is Stealing Parts Off Your Vehicle!

We keep hearing more and more about catalytic converter thefts. In case you haven't paid attention, COVID 19 boredom, high unemployment, and the price paid for exotic metals found in catalytic converters have spawned a new source of crime across the country. Thieves are cutting your catalytic converter right off your vehicle! Most of these crimes seem to be taking place where vehicles are parked...

New Hampshire to Continue Stable Workers' Compensation Rates

This memo was copied from a press release from the NH Insurance Department concerning the continued lower rates for WC.  Good news for NH business! CONCORD, NH – The New Hampshire workers’ compensation insurance market will continue to experience historically low rates in 2021. Today, the New Hampshire Insurance Department approved a rate proposal filed by the National Council on Compensation Insurance (NCCI) that will...

COVID19 and Your Business

Coronavirus or Covid-19 Statement to our Commercial Clients   The news on all networks has been filled with information on the now declared pandemic of the Coronavirus.  Businesses all over the country are experiencing a dramatic slow-down or outright closure due to government mandate.   Many businesses are questioning if they have coverage for losses related to the closure or slow-down related to COVID-19.  For...

Renters Insurance: So Confusing?

Most of the insurance-related topics we post are inspired by real events. Unfortunately, the insurance-related posts we make are the ones with the lowest engagement. Such a bummer! We are confused that renters are confused about renters insurance. Folks that rent often believe they are covered under the landlord's property insurance and that is just not true. And of the people that do have renters...

D&O Insurance. Does Homeowners Insurance Cover me?

You may be asked at some point to serve on a board for an organization.  Most commonly, non-profit organizations have a purpose of fund-raising for their operations or some charitable cause.  Does your personal or even business insurance coverage protect you as a board member? Short answer is no.  Boards should have Directors and Officers (D&O) insurance and they can secure that on their own...