Just Put Your Boat on Your Homeowners Policy Right?

Go ahead and put your new boat on your homeowners policy like that junior insurance agent suggested.  That person was trained to secure as much insurance business from you as possible and place with the same company, whether or not the coverage is better for you.  And besides, you save $25 for the year by placing it on the home policy…good deal right?  Guess again!...

2012 Insurance Outlook; Auto Insurance, Home Insurance, Business Insurance

Thought I would give a 2012 New Hampshire insurance news update this month and I’ll expand a little more on each subject in the upcoming months.  Overall, experts say and we see that carriers are looking to increase their insurance rates; in some areas more than others. NH Automobile Insurance: We’ve come off some of the most competitive years of auto insurance pricing and some...

An Auto Insurance "Did You Know?"

A common client question in the Fortified Insurance Agency office is…”does my auto insurance cover me if I rent a car while on vacation? The rental car agency wants to charge for insurance and I think I already have coverage under my personal automobile insurance policy.” The answer is, that depends on the answers to several other questions. Auto insurance coverage will apply to the...

Where do I buy my insurance?

When I was a little younger I used to think you could only purchase insurance through national brands that you saw advertised on TV like State Farm, Allstate, or Liberty Mutual for example.  And when I was younger those were the kind of companies I used for my own insurance because that’s all I knew.  Those aforementioned companies are fine insurance companies, in fact I...

Condominium Insurance: Dislike

Yes, condo insurance is not my favorite home insurance coverage, I admit it.  It’s the coverage most likely to leave my customers underinsured.   Why?  Read on... Condo insurance, when purchased by the condo unit owner requires some effort on the part of the unit owner to review the condo association documents to determine what part of the building/property they should insure.  Sometimes owners are required...