Shouldn't My Auto Insurance go down? My Car is a Year Older!

Shouldn't My Auto Insurance go down?  My Car is a Year Older!  This is very common question or comment from our prospective new customers and existing customers.  We don't see much rate relief on any line of insurance; personal or business.  Here is a reasonable explanation...your comments or questions are certainly welcome. Rates are not just based on "your car", they are split between several types of...

ALTERNATIVE HEATING SAFETY TIPS According to Underwriters Laboratories (UL), the leading independent safety testing organization, alternative heating sources like space heaters, fireplaces and wood stoves can present hazards if not used correctly. In fact, the National Fire Protection Association (NFPA) reports that heating equipment is involved in an estimated 64,100 home fires each year. "Even though the economy still has families in a budget-conscious state...

If You Think it's Hot Outside...

Fortified Insurance Agency PSA of the day! Yeah, it's hot. But probably not as hot as your dryer vent after a 45 minutes of trying to dry to your beach towels! Not only is it great fire prevention to clean the lint-trap of your dryer, but it's important to have your dryer vent hose cleaned by a professional. Sometimes these vents travel through enclosed walls...

Hurricane Sandy Special Message for 10/29/2012

This is a special edition of our newsletter to provide a few additional safety tips and critical phone numbers as Hurricane Sandy pushes into NH this afternoon. * "Like" us on Facebook as that is a way for us to relay information to clients even when the power is out * Charge your cell phone before the power goes out; you may be able to...

I Don't Need an Umbrella...or Do I?

You could be found to be highly negligent for your actions behind the wheel of car and required to pay thousands upon thousands of dollars for an accident you cause.  Sitting at red light the other day, I counted the number of drivers on the phone while I waited for a light to change from red to green.  Greater than 50% of the drivers were...