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Tag: Homeowners Insurance

Homeowners Insurance: Reputation Counts

When you are in the process of buying a home or you need to replace your existing homeowners insurance, you need answers about coverage. It is very important that you know the reputation of the insurance company you are considering. Should anything happen to your home, the last thing you want is another problem! When Something Goes Wrong Homeowners insurance can suddenly become an extremely...

What to Do After a Major Water Leak or Indoor Flood

It's happened. There's water everywhere—in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or a flood, there are things you can do immediately to salvage belongings and limit damage or loss. 1. Stop the Water If water is coming from inside your home, from a burst pipe or water heater malfunction, shut off...

ALTERNATIVE HEATING SAFETY TIPS According to Underwriters Laboratories (UL), the leading independent safety testing organization, alternative heating sources like space heaters, fireplaces and wood stoves can present hazards if not used correctly. In fact, the National Fire Protection Association (NFPA) reports that heating equipment is involved in an estimated 64,100 home fires each year. "Even though the economy still has families in a budget-conscious state...

Doubt; Insurance Commercials Create it Everyday

It makes for great advertising.  Commercials about insurance have gone from serious to comedic to grab your attention.  Those 30 seconds are also filled with tidbits attempting to make you doubt your automobile or homeowners insurance.    Here are a few of my favorites:   Allstate’s Mayhem test-drives a motorcycle that some unlucky Allstate customer is selling.  Mayhem proceeds down the road and dumps motorcycle into...

Got Umbrella?

What if your dog bites a child or a dinner guest stumbles on a porch and hits his head? You could be hit with a multi-million dollar lawsuit. That’s where umbrella insurance comes in. It will protect you in many cases with $1 million in coverage for as little as $200 a year. Who could use and umbrella?  Someone who... * Drives a car or...