Ice Dams and Your Home Insurance Coverage

If you own a property with a roof on it, please pay attention…or forward this memo to someone you know that does own property.  February is setting up very similar to the winter of 2014/2015 when we experienced record snowfall in the month of February 2015.  One obvious difference was that February 2015 was one of the coldest Februarys on record thanks to the Polar Vortex from... Read Article

My Homeowners Insurance Went Up $90!!!

Here is something you might see on your own kitchen table…your mortgage company sends you an escrow adjustment statement. This most often is the result of you receiving a check back from your mortgage company the previous month…your reaction is usually, “oh a check…free money…woooop!” The scenario goes, you deposit it and next month you get this statement…you don’t read it…your next mortgage bill comes... Read Article

How Much Did You Save?

Insurance is likely one of the most competitive and hotly advertised things we use. The only thing you get more junk mail for is political campaigns, otherwise insurance advertising relentless. Save $0, 15%, in under 7 minutes, whatever…some commercials are even very funny.   Fortified Insurance agency represents over 20 insurance carriers. When we shop our carriers we are providing insurance quotes that are a... Read Article

Spring Flooding Prevention Tips 2015

So far this “spring” we’ve been lucky enough that temps have stayed moderately cold. Why do I say lucky? We have a substantial snowpack left in state right now and it’s been very gradually decreasing with a few warm days and the high sun. But, if we have a series of warm days or rain events, the fast melt would lead to flooding concerns. And... Read Article

What to Do After a Major Water Leak or Indoor Flood

It’s happened. There’s water everywhere—in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or a flood, there are things you can do immediately to salvage belongings and limit damage or loss. 1. Stop the Water If water is coming from inside your home, from a burst pipe or water heater malfunction, shut off... Read Article