D&O Insurance. Does Homeowners Insurance Cover me?
Posted: June 24, 2019
You may be asked at some point to serve on a board for an organization. Most commonly, non-profit organizations have a purpose of fund-raising for their operations or some charitable cause. Does your personal or even business insurance coverage protect you as a board member? Short answer is no. Boards should have Directors and Officers (D&O) insurance and they can secure that on their own...
Best Uses For Special Event Insurance
Posted: June 20, 2019
Best Uses For Special Event InsuranceIn today’s litigious society, it may be wise to consider purchasing special event insurance if you are planning a wedding, a large party, or another event. This type of insurance can help protect your investment in the event and provide liability coverage for various types of potential claims. Speak with our friendly, helpful agency about an insurance policy to cover your special event. What Is...
Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance
Posted: June 6, 2019
Surety Bonds Vs. Professional Liability (Errors & Omissions) InsuranceSurety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the...
Can I Still See My Own Doctor After Filing For Workers' Compensation?
Posted: May 28, 2019
Can I Still See My Own Doctor After Filing For Workers' Compensation?There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...
Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?
Posted: May 21, 2019
Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the...
