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A Homeowner’s Guide to Dealing with Ice Dams

A Homeowner’s Guide to Dealing with Ice Dams

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...

Special Discounts for Teachers and First Responders (EMTs, Police, and Fire Department) in NH

As a local Trusted Choice agency, we represent over 20 different insurance carriers and each one offers something special. One of our favorite carriers, Ohio Mutual Insurance Company, offers an 8% discount for people that are teachers or 1st responders (EMTs, Police, or Fire Department). Just another way our wonderful compliment of carriers helps clients in our community. Thank you for your service!...

Ice Dams and Your Home Insurance Coverage

If you own a property with a roof on it, please pay attention...or forward this memo to someone you know that does own property.  February is setting up very similar to the winter of 2014/2015 when we experienced record snowfall in the month of February 2015.  One obvious difference was that February 2015 was one of the coldest Februarys on record thanks to the Polar Vortex from...

Ride safe with these motorcycle tips

  Motorcyclists know that riding gives them a freedom that driving a car just can’t match. But the best riders also know that motorcycles require more focus to operate and don’t provide the same protections cars do in the event of a crash. The best riders also take great care in all situations, whether they’re in heavy traffic on NH's Route 93, stuck in the...

Shouldn't My Auto Insurance go down? My Car is a Year Older!

Shouldn't My Auto Insurance go down?  My Car is a Year Older!  This is very common question or comment from our prospective new customers and existing customers.  We don't see much rate relief on any line of insurance; personal or business.  Here is a reasonable explanation...your comments or questions are certainly welcome. Rates are not just based on "your car", they are split between several types of...