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Archives: 2017

Ice Dams and Your Home Insurance Coverage

If you own a property with a roof on it, please pay attention...or forward this memo to someone you know that does own property.  February is setting up very similar to the winter of 2014/2015 when we experienced record snowfall in the month of February 2015.  One obvious difference was that February 2015 was one of the coldest Februarys on record thanks to the Polar Vortex from...

How To Protect Your Home This Winter

Extreme winter weather can lead to serious damage to your home. Frozen water pipes can burst and cause a flood in your home and basement. A dam of ice within your gutter can divert the water to your interior walls, creating a mess that will be costly to repair. Your homeowners insurance protects against specific types of damage, but every policy is different. Ensure you...

Roadside, Towing, and Your Insurance Company

Roadside service or towing...whatever you want to call it, will likely not make you happy in event of a breakdown on the side of the road with your automobile.  Automobile insurance policies typically have a nominal benefit that is really designed to get you off the road and towed to a nearby repair shop.  And if that repair shop is less than 15 miles away...

Distracted Driving is the Leading Cause of Accidents Nationally

The leading cause of automobile accidents in the United States is now distracted driving.  It accounts for 80% of traffic related accidents and 65% of near-collisions.  This comes before drunk driving, speeding, reckless driving, and weather according to the National Highway Traffic Safety Administration. Unfortunately, this uptick in frequency combined with more drivers on the roads, drivers doing more miles annually per year (largely due to...

Guard Your Business & Employees From Winter Weather Hazards

As cold weather swoops in for the season, you can protect your business and employees from winter weather hazards by having the right business insurance policies in place. Freezing temperatures, ice, and snow bring risks that can prove to be financially devastating. The III (Insurance Information Institute) reports that last year, winter storms resulted in an estimated $3.5 billion in insured losses. Business Insurance Protection Your...