Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

March 24th, 2017 by Fortified Insurance Agency

Special Discounts for Teachers and First Responders (EMTs, Police, and Fire Department) in NH

As a local Trusted Choice agency, we represent over 20 different insurance carriers and each one offers something special. One of our favorite carriers, Ohio Mutual Insurance Company, offers an 8% discount for people that are teachers or 1st responders (EMTs, Police, or Fire Department). Just another way our wonderful compliment of carriers helps clients in our community. Thank you for your service! March 24th,... Read Article

The Cost of Automobile Repair in 2017 and the Impact on Rates

As the economy has improved, people have purchased more new vehicles at a record pace. These new vehicles are more often equipped with new safety features that have NOT helped bring down accident rates. But, these new safety features sure are costly to repair after there is an accident. These safety features will also work to drive up the cost of automobile insurance. Check out... Read Article

Ice Dams and Your Home Insurance Coverage

If you own a property with a roof on it, please pay attention…or forward this memo to someone you know that does own property.  February is setting up very similar to the winter of 2014/2015 when we experienced record snowfall in the month of February 2015.  One obvious difference was that February 2015 was one of the coldest Februarys on record thanks to the Polar Vortex from... Read Article

Roadside, Towing, and Your Insurance Company

Roadside service or towing…whatever you want to call it, will likely not make you happy in event of a breakdown on the side of the road with your automobile.  Automobile insurance policies typically have a nominal benefit that is really designed to get you off the road and towed to a nearby repair shop.  And if that repair shop is less than 15 miles away... Read Article

Distracted Driving is the Leading Cause of Accidents Nationally

The leading cause of automobile accidents in the United States is now distracted driving.  It accounts for 80% of traffic related accidents and 65% of near-collisions.  This comes before drunk driving, speeding, reckless driving, and weather according to the National Highway Traffic Safety Administration. Unfortunately, this uptick in frequency combined with more drivers on the roads, drivers doing more miles annually per year (largely due to... Read Article