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Tag: Excess Insurance

Got Umbrella?

What if your dog bites a child or a dinner guest stumbles on a porch and hits his head? You could be hit with a multi-million dollar lawsuit. That’s where umbrella insurance comes in. It will protect you in many cases with $1 million in coverage for as little as $200 a year. Who could use and umbrella?  Someone who... * Drives a car or...

I Don't Need an Umbrella...or Do I?

You could be found to be highly negligent for your actions behind the wheel of car and required to pay thousands upon thousands of dollars for an accident you cause.  Sitting at red light the other day, I counted the number of drivers on the phone while I waited for a light to change from red to green.  Greater than 50% of the drivers were...