Ice Dams and Your Home Insurance Coverage

If you own a property with a roof on it, please pay attention…or forward this memo to someone you know that does own property.  February is setting up very similar to the winter of 2014/2015 when we experienced record snowfall in the month of February 2015.  One obvious difference was that February 2015 was one of the coldest Februarys on record thanks to the Polar Vortex from... Read Article
ALTERNATIVE HEATING SAFETY TIPS According to Underwriters Laboratories (UL), the leading independent safety testing organization, alternative heating sources like space heaters, fireplaces and wood stoves can present hazards if not used correctly. In fact, the National Fire Protection Association (NFPA) reports that heating equipment is involved in an estimated 64,100 home fires each year. “Even though the economy still has families in a budget-conscious state... Read Article

Doubt; Insurance Commercials Create it Everyday

It makes for great advertising.  Commercials about insurance have gone from serious to comedic to grab your attention.  Those 30 seconds are also filled with tidbits attempting to make you doubt your automobile or homeowners insurance.    Here are a few of my favorites:   Allstate’s Mayhem test-drives a motorcycle that some unlucky Allstate customer is selling.  Mayhem proceeds down the road and dumps motorcycle into... Read Article

Hurricane Sandy Special Message for 10/29/2012

This is a special edition of our newsletter to provide a few additional safety tips and critical phone numbers as Hurricane Sandy pushes into NH this afternoon. * “Like” us on Facebook as that is a way for us to relay information to clients even when the power is out * Charge your cell phone before the power goes out; you may be able to... Read Article

Condominium Insurance: Dislike

Yes, condo insurance is not my favorite home insurance coverage, I admit it.  It’s the coverage most likely to leave my customers underinsured.   Why?  Read on… Condo insurance, when purchased by the condo unit owner requires some effort on the part of the unit owner to review the condo association documents to determine what part of the building/property they should insure.  Sometimes owners are required... Read Article