Ice Dams and Your Home Insurance Coverage

If you own a property with a roof on it, please pay attention…or forward this memo to someone you know that does own property.  February is setting up very similar to the winter of 2014/2015 when we experienced record snowfall in the month of February 2015.  One obvious difference was that February 2015 was one of the coldest Februarys on record thanks to the Polar Vortex from... Read Article

How Much Did You Save?

Insurance is likely one of the most competitive and hotly advertised things we use. The only thing you get more junk mail for is political campaigns, otherwise insurance advertising relentless. Save $0, 15%, in under 7 minutes, whatever…some commercials are even very funny.   Fortified Insurance agency represents over 20 insurance carriers. When we shop our carriers we are providing insurance quotes that are a... Read Article

What to Do After a Major Water Leak or Indoor Flood

It’s happened. There’s water everywhere—in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or a flood, there are things you can do immediately to salvage belongings and limit damage or loss. 1. Stop the Water If water is coming from inside your home, from a burst pipe or water heater malfunction, shut off... Read Article
ALTERNATIVE HEATING SAFETY TIPS According to Underwriters Laboratories (UL), the leading independent safety testing organization, alternative heating sources like space heaters, fireplaces and wood stoves can present hazards if not used correctly. In fact, the National Fire Protection Association (NFPA) reports that heating equipment is involved in an estimated 64,100 home fires each year. “Even though the economy still has families in a budget-conscious state... Read Article

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Doubt; Insurance Commercials Create it Everyday

It makes for great advertising.  Commercials about insurance have gone from serious to comedic to grab your attention.  Those 30 seconds are also filled with tidbits attempting to make you doubt your automobile or homeowners insurance.    Here are a few of my favorites:   Allstate’s Mayhem test-drives a motorcycle that some unlucky Allstate customer is selling.  Mayhem proceeds down the road and dumps motorcycle into... Read Article