What if the Insurance Carrier Offers Me Less Than What My Car is Worth?

A totaled vehicle brings with it a certain amount of stress.  The good news is that total vehicle losses are pretty rare and we hope that you don’t ever have to experience it.  In the event that you do, here are some tips from our years of assisting clients through this process. Every insurance carrier pays vehicle losses based on actual cash value, or ACV. ... Read Article

Roadside, Towing, and Your Insurance Company

Roadside service or towing…whatever you want to call it, will likely not make you happy in event of a breakdown on the side of the road with your automobile.  Automobile insurance policies typically have a nominal benefit that is really designed to get you off the road and towed to a nearby repair shop.  And if that repair shop is less than 15 miles away... Read Article

How Much Did You Save?

Insurance is likely one of the most competitive and hotly advertised things we use. The only thing you get more junk mail for is political campaigns, otherwise insurance advertising relentless. Save $0, 15%, in under 7 minutes, whatever…some commercials are even very funny.   Fortified Insurance agency represents over 20 insurance carriers. When we shop our carriers we are providing insurance quotes that are a... Read Article

Uber and Your Automobile Insurance…Are You Covered?

Are you an Uber driver? “Private taxi” service is here and alive in the great Manchester area. These services use mobile technology to connect people who need a ride with drivers who are willing to transport them for a fee. IMPORTANT! IMO the biggest problems with this is that the Personal Auto Policy says there is no coverage for liability or physical damage if you... Read Article

Don’t Let the Dealer Tell You They’re Adding Your New Car to Your Policy…

Don’t Let the Dealer Tell You They’re Adding Your New Car to Your Policy… PSA of the day! When you purchase a new/used vehicle and the dealer tells you that someone from the dealership will call the office to get it covered…don’t believe for a second! First, they are not you…they don’t have any authority …to make a change to your policy. If we learn... Read Article