What if the Insurance Carrier Offers Me Less Than What My Car is Worth?

A totaled vehicle brings with it a certain amount of stress.  The good news is that total vehicle losses are pretty rare and we hope that you don’t ever have to experience it.  In the event that you do, here are some tips from our years of assisting clients through this process. Every insurance carrier pays vehicle losses based on actual cash value, or ACV. ... Read Article

Special Discounts for Teachers and First Responders (EMTs, Police, and Fire Department) in NH

As a local Trusted Choice agency, we represent over 20 different insurance carriers and each one offers something special. One of our favorite carriers, Ohio Mutual Insurance Company, offers an 8% discount for people that are teachers or 1st responders (EMTs, Police, or Fire Department). Just another way our wonderful compliment of carriers helps clients in our community. Thank you for your service! March 24th,... Read Article

The Cost of Automobile Repair in 2017 and the Impact on Rates

As the economy has improved, people have purchased more new vehicles at a record pace. These new vehicles are more often equipped with new safety features that have NOT helped bring down accident rates. But, these new safety features sure are costly to repair after there is an accident. These safety features will also work to drive up the cost of automobile insurance. Check out... Read Article

Roadside, Towing, and Your Insurance Company

Roadside service or towing…whatever you want to call it, will likely not make you happy in event of a breakdown on the side of the road with your automobile.  Automobile insurance policies typically have a nominal benefit that is really designed to get you off the road and towed to a nearby repair shop.  And if that repair shop is less than 15 miles away... Read Article

How Much Did You Save?

Insurance is likely one of the most competitive and hotly advertised things we use. The only thing you get more junk mail for is political campaigns, otherwise insurance advertising relentless. Save $0, 15%, in under 7 minutes, whatever…some commercials are even very funny.   Fortified Insurance agency represents over 20 insurance carriers. When we shop our carriers we are providing insurance quotes that are a... Read Article