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Archives: 2011

An Auto Insurance "Did You Know?"

A common client question in the Fortified Insurance Agency office is…”does my auto insurance cover me if I rent a car while on vacation? The rental car agency wants to charge for insurance and I think I already have coverage under my personal automobile insurance policy.” The answer is, that depends on the answers to several other questions. Auto insurance coverage will apply to the...

Where do I buy my insurance?

When I was a little younger I used to think you could only purchase insurance through national brands that you saw advertised on TV like State Farm, Allstate, or Liberty Mutual for example.  And when I was younger those were the kind of companies I used for my own insurance because that’s all I knew.  Those aforementioned companies are fine insurance companies, in fact I...

Condominium Insurance: Dislike

Yes, condo insurance is not my favorite home insurance coverage, I admit it.  It’s the coverage most likely to leave my customers underinsured.   Why?  Read on... Condo insurance, when purchased by the condo unit owner requires some effort on the part of the unit owner to review the condo association documents to determine what part of the building/property they should insure.  Sometimes owners are required...

Why Don’t You Have Renters Insurance?

Statistics tell us that about 33% of Americans rent a house, condo, or apartment. Of those 33%, or 35 million Americans, only somewhere between 20% and 30% have renters insurance. Why? Keith Beausoleil, owner of Fortified Insurance Agency in Manchester NH suggests the following reasons: 1. Renters don’t believe they have enough personal property to insure 2. Renters underestimate the value of their personal property...

Great motorcycle insurance versus not so great…what do you have?

It may not seem like it today, but motorcycle season is upon us and that means reviewing your current motorcycle insurance or getting a new policy.  So what does that really mean?  Go out and get the cheapest motorcycle insurance policy available?  Just pay the bill for last year’s policy without checking coverage?  For many people, that is the first thing that comes to mind. ...